Terms and Conditions

By using our Site, you agree to all terms, conditions and notices contained or referenced herein ("Terms"). We reserve the right, at our sole discretion, to change the Terms at any time. By using our Site after changes have been made to these Terms, you agree to the changes. Please check these Terms periodically for changes.

1. The Services and the use of the Site is strictly subject to compliance with these Terms and Conditions. Choice further reserves the right to terminate any client's access to the Site, for any conduct that Choice, in its sole discretion, believes is or may be directly or indirectly harmful to other clients, to Choice or its subsidiaries, affiliates, or business partners, or to other third parties, or for any conduct that violates any federal, provincial, local, state, or foreign laws or regulations.

2. You must use your User I.D or PIN and/or Password to initiate the agency/correspondent program. You agree that your Password has the same effect as your written signature and can be used to process transactions. You agree not to divulge your Password to any other person, and you agree not to use another person's User ID or Password. If, notwithstanding the foregoing prohibition, you give your Password to another person, you will be deemed to have authorized such person to use that Password for any and all purposes, without limitation. You agree to assume the entire responsibility at all times for the supervision, management, control and confidentiality of your Password. You agree that, to the extent permitted by law, you will assume the entire risk for fraudulent or unintentional use of your Password and that neither Choice nor any partner or service provider related shall have any responsibility or liability to you or any other person for any losses or damages which you or anyone else may suffer if you disclose your Password to any other person, including any losses or damages arising out of the disclosure of your Password by the recipient to another person.

If you believe your Password has been lost or stolen. Telephoning is the best way of minimizing your potential losses.

3. You will use the Site and any content, material, or information found on the Site and any Services solely for lawful purposes. Choice has no obligation to, and does not and cannot review, every item of material or information that you and users other than yourself make available through the Site, and Choice is not responsible for any of this material or information. However, Choice reserves the right to monitor, delete and/or refuse to transmit, move, or edit any material or information, in whole or in part, without notice to you, which it deems in its sole discretion, unacceptable, undesirable or in violation of any law. Without limiting the generality of the foregoing, Choice reserves the right to restrict or prohibit the sending of unsolicited bulk or commercial messages or the sending of numerous copies of the same or substantially similar messages or very large messages to a recipient.

4.- You expressly acknowledge and agree that the Choice may preserve all information received by it from each user or visitor to the Site, including Data (collectively the "Site Information") and may also disclose Site Information if required to do so by law or if such disclosure is necessary acting commercially reasonably to:
(a) comply with applicable laws;
(b) enforce the Terms and Conditions; or
(c) protect the rights, interests, property, or safety of Choice, its clients and the public. You acknowledge and agree that the processing and transmission of the Products and/or Services involves transmissions over various networks not owned or controlled by Choice. You further acknowledge and agree that other data collected and maintained by Choice with regard to its clients, or users may be disclosed in accordance with these Terms and Conditions and Choice's Privacy Statement.

5. Disclaimer of Warranties & Limitation of Liability: The information contained on the Site is for informational purposes only and it is not intended to meet any particular user's need. Documents provided on the Site are provided as a service only, and do not constitute official versions of such documents. The Site, and all content, material, information or postings found on or accessed through the Site and the Products and/or Services, are provided on an "as is" basis. Choice, its affiliates and related companies, and each of their respective directors, officers, employees, consultants, shareholders and agents expressly disclaim any and all representations, warranties and conditions, express and implied, including, without limitation, any and all representations and warranties of title and non-infringement, and all implied warranties and conditions of merchantable quality, fitness for any particular purpose, suitability for any particular purpose, compliance of any Products and/or Services with laws applicable to such user or that the purchase and/or use of the Products and/or Services complies with laws applicable to the user, and any representations, warranties or conditions arising from any course of dealing or usage of trade, with respect to the Site or the content contained in or accessed through the Site or the use of the Products and/or Services by a Purchaser. Neither Choice nor its affiliates and related companies, and each of their respective directors, officers, employees, consultants, shareholders and agents makes any representations or warranties as to the accuracy, timeliness, reliability, truthfulness or completeness of the Site or the content contained in or accessed through the Site, including, but not limited to, the contents of any content, information, material, or posting found on the Site (including, but not limited to, any press releases or financial information), provided through the Site (or otherwise), or any links to other sites made available on the Site or the content contained on such site(s), or as to the continuous or error free use and operation of the Internet or the Site. Neither Choice nor its affiliates and related companies, and each of their respective directors, officers, employees, consultants, shareholders or agents makes any representations or warranties that the Site or access to and use of the Site will be uninterrupted, error free, or free from defects, viruses or other harmful components. You expressly agree that use of the Site is at your sole risk.

5.1 Neither Choice, its partners or service provider shall be liable for any loss or damage resulting from a cause outside its direct control, including the failure of electronic or mechanical equipment or communication lines, telephone or other interconnection problems, computer viruses, "hacking," unauthorized access, theft, operator error, severe weather, hurricanes, earthquakes, natural disasters, strikes or other labor problems, wars, acts of terrorism, or government restrictions, or for any information lost due to malfunction or loss of any e-mail systems.

5.2 Information provided on the Site may contain references or cross references to Choice, its affiliates and related companies' Products and/or Services that are not available in your local area and Choice, its affiliates and related companies makes no representations or warranties as to the availability of such Products and/or Services in your local area and such references do not imply that Choice, its affiliates and related companies intend to provide such Products and/or Services in your local area. Choice recommends that you consult with your nearest Choice business office or authorized merchant or agent for information regarding the Products and/or Services which may be available to you in your local area. Web sites accessed via links or other means from the Site have, unless otherwise indicated, been independently developed by third parties. The inclusion of any information, material, content or links on the Site should not be construed as an express or an implied endorsement by Choice of any third party products or services.

5.3 Under no circumstances, including, but not limited to, negligence, gross negligence, negligent misrepresentation and fundamental breach shall choice or its affiliates and related companies, and each of their respective directors, officers, employees, consultants, shareholders and agents be liable for any direct, indirect, incidental, special or consequential damages or any loss that result from the use of, or the inability to use, any content, information, material, or postings on the site, directly or indirectly, or the transmission of confidential or sensitive information over the internet or the purchase and/or use of products and/or services sold and provided by choice to users. These limitations apply regardless of whether the party liable or allegedly liable was advised, had other reason to know, or in fact knew of the possibility of such damages. You specifically acknowledge and agree that neither choice nor its affiliates and related companies, nor each of their respective directors, officers, employees, consultants, shareholders and agents shall be liable for any defamatory, offensive or illegal conduct of any user, or any breach of these terms and conditions by any user.

6. Intellectual Property: The Site, and certain related trademarks, trade names, slogans, logos, designs, and domain names are the property of Choice. It is the policy of the Choice to respond expeditiously to claims of intellectual property infringement. Choice will promptly process and investigate notices of alleged infringement and will take appropriate actions in accordance with applicable intellectual property laws.

7. Indemnification: To the maximum extent permitted by applicable law, you will defend, indemnify and hold harmless Choice, its affiliates and related companies, and each of their respective directors, officers, employees, consultants, shareholders and agents from and against all claims, liability, and expenses, including all legal fees and costs, arising out of:
(i) your breach of any provision of the Terms and Conditions or applicable laws; or
(ii) your use of the Site, the content contained in the Site and the placement or transmission of any information or other materials on the Site made by you or others using your PASSWORD. You agree to promptly notify Choice immediately after you become aware of any unauthorized use of your PASSWORD and to take such reasonable steps as are necessary to prevent any reoccurrence of such event. Choice reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You will co-operate as fully as reasonably required in the defense of any claim.

8. Recourse: If you are dissatisfied with the Products and/or Services or with the Terms and Conditions, your sole and exclusive remedy is to discontinue using the Site, as the context requires. In such an event, you agree to destroy all materials obtained by you on the Site and any and all other site(s) and all copies thereof. The Terms and Conditions shall survive any such termination.

9. Disputes: Any disputes arising hereunder shall be governed exclusively by the laws of New York, USA, without giving effect to their conflict of laws principles. You expressly consent to the exclusive forum, jurisdiction, and venue of the courts of New York, or any other judicial district or jurisdiction as Choice may determine in any and all actions, disputes, or controversies relating hereto. The Terms and Conditions and any rules, policies, guidelines or other agreements posted on the Site by Choice constitute the entire agreement between Choice and you with respect to your use of the Site. Notwithstanding the foregoing, the use of Products and/or Services by a user shall be subject to all terms and conditions set out in these Terms and Conditions posted on the Site, and all other terms and conditions delivered to you (in any manner or form) in connection with any Products and/or Services. No waiver by either Choice or you of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. If any provisions contained herein shall be determined to be void, invalid, or otherwise enforceable by a court of competent jurisdiction, such termination shall not affect the remaining provisions contained herein.

10.-Miscellaneous: These Terms and Conditions, together with all other items incorporated herein by reference, embody the entire agreement and understanding between You and Choice and supersede all prior agreements or understandings You have with Choice. Choice has the right to assign these Terms and Conditions to a subsidiary or Affiliate Company, or any third party, at any time without your consent. You may not assign or transfer these Terms and Conditions without Choice's prior written consent. If any one or more of these Terms and Conditions shall for any reason be held to be invalid, illegal or unenforceable, the remaining provisions shall remain valid and enforceable. Your access to and use of the Choice's website and Service is governed by New York law, without regard to its rules regarding conflicts of law. The Choice's website and Service are directed to persons age 18 and over residing in the United States. The Choice's website and Service are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

For consumer inquiries or comments, please write to: Choice Money Transfer Inc. 350 Fifth Ave Empire State Building, Suite 1016, and New York, N.Y. 10118.

FOR TELEPHONE CUSTOMER SERVICE, PLEASE CALL: 1-877-268-6458